No. We do not use pre-fabricated materials for our projects to ensure the stability of the structure, and every step of the construction process is thoroughly checked by our engineers for quality of workmanship to ensure that everything is within the Civil Engineering Standards. We follow the building code to the letter, so you can be assured that you will get a quality house. We pride ourselves in using the conventional / traditional methods of construction.

The free design and estimate includes the initial drawing and cost estimate of the construction of your house. You can avail of the free design and estimate by submitting a copy of the lot title or lot plan for us to plot and make the initial drawing based on your budget.

Yes. We draw designs and build houses apart from our Pre-Designed Models. This means that clients can tailor fit their homes according to their preferences.

Clients can either pay in cash, or through bank financing. Should a client choose to pay through bank financing, or both and documentation officers will assist them in collating and submitting all the requirements. We also have a network of financial institutions who can work out your loans.

No. We only build structures from the ground up. However, if there is a structure on your lot, we can demolish it for you, with the scrap materials used for our scaffoldings.

Your lot should be at least 100 sqm to fit in our pre-designed models.

The minimum project cost is Php 2,400,000. We use only high quality materials and as a result, our services may not be considered “low budget”.

For now, most of the projects we accept are Metro Manila-based. However, depending on the value of the projects, we also accept projects based as far as Bataan down to Batangas.

On average, we complete projects in 5 to 6 months, maximum.

With your title as collateral for your mortgage loan, we can assist you in facilitating your loan application with our network of banks, like UCPB, Union Bank, BDO, RCBC, Robinson Bank, East West Bank and BPI to name a few. Our loan officers will assist you in the documentation and processing of your loan application for an approval. The process usually takes a shorter-than-average time due to our long standing relationships with these banks. Also, because these banks find JAO designs to be structurally sound and viable, lot owners are able to secure loans that exceed their lot value.

We are proud to say that we are members of American Chamber of Commerce of the Philippines (ACCP), the European Chamber of Commerce of the Philippines (ECCP) and the Philippine Chamber of Commerce & Industry (PCCI).

Our construction costs are based on the “value engineering” cost estimate on your submitted budget. We do not charge per square meter.

If the title is not under your name, the lot owner should issue a special power-of-attorney written statement saying he/she is authorizing you to construct a house on his/her lot and has no objections to it.

Yes. However, we have to double check your plans to ensure that there would be no discrepancies with the building code and its structural design. This will eliminate any problems that may arise in the future.

If your title has no setback restrictions for the construction of the house, then we can construct a firewall to your property. However, if, based on your title, there are setback restrictions (usually 2 meters at the back and side of the property, and 3 meters by the road) then we have to comply with these restrictions.

This depends on what materials you want to offset. We allow only quality materials so as not to affect our high standard of workmanship.

Our office is located at the Ground Floor & 2nd Floor of The STG Commercial Centre, 76 Timog Avenue, Quezon City. We serve our clients from 8:30am -6:00pm, Mondays to Sundays. Our office numbers are 332-9000 & 410-9000, fax number is 332-6041, and our website is www.jaobuilders.com.

JAO Builders prides itself in finishing projects on time and within the budget. Before the construction begins, and upon signing of construction contract, we normally prepare the purchase orders for all the required construction materials to avoid the escalation of prices and that we remain true to the construction costs we agreed with our clients. Whatever we have inked in our construction contract with you, shall remain as is up ot the project completion.

If you are employed, the following are required:
• Certificate of Employment with Annual Salary Sated (original)
• Latest Payslip ( 2 months) (photocopy)
• Income Tax Return for the last 2 years (photocopy)
• Filled up Application form with 2 pcs I.D. Picture (original)
• TIN (photocopy)
• Cedula (photocopy)
• Passport (photocopy)
• Company I.D. with picture (photocopy)
• Drivers License ((photocopy)
• Marriage Contract (photocopy)
• Bank Statements of Accounts ( Current & Savings – 6months)

Collaterals:
• Transfer Certificate of Title (photocopy)
• Latest Tax Declaration (photocopy)
• Current Tax Receipt (photocopy)
• Latest Tax Clearance (photocopy)
• Location Plan with vicinity map, certified by geodetic engineer, blue print copy

Other required by the banks that we will be able to assist you are the Bill of Materials, General Specifications and Architectural Building Plan.

If you are a seaman or OFW, additional requirements are the following:
• Latest Employment Contract (photocopy)
• POEA – issued exit pass for seaman (photocopy)
• Seaman’s book (photocopy)
• Proof of remittances (photocopy)
• Medical Result (especially for seaman)
• Special power of attorney – original copy
o If abroad, duly authenticated by the Philippine consulate office (original copy)

You can choose a 5, 10 or 15-year payment scheme to pay off your housing loan depending on your requirement. The borrower can be as young as 21 years old at least employed for the last 2 years and up to 65 years old, if a pensioner or with a business. Approvals of loans are on a case to case basis.

The remaining balance of the project cost that had not been covered by the bank loan shall be charged to your account, payable within the construction period, normally within 6 months.

For the past 12 years, JAO builders has built and finished more than 1,000 projects within the scheduled time. With JAO Builders, you work with a “One-Stop-Shop” team. We have In-house Architects and Engineers who work on the design of your new home, Loan and Documentation Officers, Operations crews and Quality Control Engineers that ensure that completion of your house construction will be accomplished within 6 months or less. Owners of our completed projects are more than happy with our services and have nothing but kind words about our company.

Presently, we have not made any efforts to employ foreign citizens to our business operations. As of this time, our company consist of 100% Filipinos.